Credit and debt counseling consolidating
If you see default approaching, you may be better off selling the car yourself and paying off the debt: You'll avoid the added costs of repossession and a negative entry on your credit report.
If you fall behind on your mortgage, contact your lender immediately to avoid foreclosure.
Most lenders are willing to work with you if they believe you're acting in good faith and the situation is temporary.
Some lenders may reduce or suspend your payments for a short time.
In order to put your problems with credit and student loan debt behind you, one option is to schedule an appointment with a certified consumer credit counselor.
A credit counselor can assist in determining a solution for your credit and debt issues.
They can tell you if any consumer complaints are on file about the firm you're considering doing business with.Collectors may not harass you, lie, or use unfair practices when they try to collect a debt.And they must honor a written request from you to stop further contact. Secured debts usually are tied to an asset, like your car for a car loan, or your house for a mortgage.Get financial reviews, counseling sessions and plans to help solve your financial situation.
The NFCC’s certified consumer credit counselors are located in each of the 50 states in the country, as well as Puerto Rico.
Each member agency is accredited by the Council on Accreditation.